How to Buy This Fort Mill Home With a 2.375% Loan—Yes, Really
If you've been watching interest rates climb and wondering if homeownership is still within reach, we’ve got great news. A rare opportunity just hit the market in Fort Mill—and it comes with an assumable loan at just 2.375% interest.
Let’s break down what that means—and why this home might just be the opportunity you’ve been waiting for.
What Is an Assumable Loan?
An assumable mortgage means that a qualified buyer can “assume” the current homeowner’s mortgage terms—including the interest rate. That means instead of taking out a brand-new loan at today's higher rates, you could step into a much lower rate and potentially save hundreds per month on your mortgage.
✅ This listing includes a portion of the loan that’s assumable at just 2.375%
✅ That’s significantly lower than current market rates
✅ It could make a huge difference in your monthly payment and total interest paid over time
Have questions about how to qualify or what the process looks like? Let’s talk—it’s easier than you think.
Why You’ll Fall in Love With 3038 Sterling Ct.
This move-in ready home under $600K isn’t just about the numbers—it’s about lifestyle, comfort, and long-term value. Set on a quiet, tree-lined 0.40-acre lot in Indian Land’s award-winning school district, this home offers:
💦 A $145K backyard oasis: Hot tub, custom fire pit, outdoor kitchen with built-in Bull BBQ, fridge, and massive paver patio
🛁 Spa-like primary bath remodel (2024)
🏊♂️ Saltwater pool with new heater, motor & salt cell (2024)
🌿 Fresh paint, landscaping & new roof (2022)
❄️ Two brand new Trane HVAC systems (2022)
This is the home that checks all the boxes—and now, it can check the low-rate mortgage box too.
📍 3038 Sterling Ct., Fort Mill, SC
📐 4 BD | 2.5 BA | 2677 SF | $597,500
💬 Want to see if you qualify to assume the loan?
Call, text, or DM me. I’ll walk you through everything and get you in to see it.
📲 Chelsea Weisensel | REALTOR®
📞 (630) 605-5594
📧 cweisensel@kw.com
🌐 www.weisenselandco.com